Call report 2012Q3
WESTCHESTER BANK, THE — 2012Q3
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 298,630,000 | USD | evidence → |
| Total loans | 235,813,000 | USD | evidence → |
| Allowance for loan losses | 4,282,000 | USD | evidence → |
| Securities available for sale | 48,880,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,366,000 | USD | evidence → |
| Interest-bearing deposits | 171,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,635,000 | USD | evidence → |
| Equity capital | 46,747,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,256,000 | USD | evidence → |
| Interest expense | 1,319,000 | USD | evidence → |
| Net interest income | 7,937,000 | USD | evidence → |
| Noninterest income | 414,000 | USD | evidence → |
| Noninterest expense | 5,007,000 | USD | evidence → |
| Provision for loan losses | 1,518,000 | USD | evidence → |
| Pretax income | 1,881,000 | USD | evidence → |
| Income tax | 741,000 | USD | evidence → |
| Net income | 1,140,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,424,000 | USD | evidence → |
| Total capital | 47,351,000 | USD | evidence → |
| Risk-weighted assets | 232,811,000 | USD | evidence → |