Call report 2004Q2
STERLINGSOUTH BANK & TRUST COMPANY — 2004Q2
The 22 measures STERLINGSOUTH BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,043,000 | USD | evidence → |
| Total loans | 86,077,000 | USD | evidence → |
| Allowance for loan losses | 1,074,000 | USD | evidence → |
| Securities available for sale | 11,959,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,190,000 | USD | evidence → |
| Interest-bearing deposits | 85,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,623,000 | USD | evidence → |
| Equity capital | 11,515,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,071,000 | USD | evidence → |
| Interest expense | 751,000 | USD | evidence → |
| Net interest income | 1,320,000 | USD | evidence → |
| Noninterest income | 59,000 | USD | evidence → |
| Noninterest expense | 1,288,000 | USD | evidence → |
| Provision for loan losses | 95,000 | USD | evidence → |
| Pretax income | 31,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 31,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,623,000 | USD | evidence → |
| Total capital | 12,697,000 | USD | evidence → |
| Risk-weighted assets | 87,949,000 | USD | evidence → |