Call report 2004Q1
STERLINGSOUTH BANK & TRUST COMPANY — 2004Q1
The 22 measures STERLINGSOUTH BANK & TRUST COMPANY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,307,000 | USD | evidence → |
| Total loans | 79,918,000 | USD | evidence → |
| Allowance for loan losses | 998,000 | USD | evidence → |
| Securities available for sale | 10,239,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,167,000 | USD | evidence → |
| Interest-bearing deposits | 78,259,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,908,000 | USD | evidence → |
| Equity capital | 9,761,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 993,000 | USD | evidence → |
| Interest expense | 370,000 | USD | evidence → |
| Net interest income | 623,000 | USD | evidence → |
| Noninterest income | 27,000 | USD | evidence → |
| Noninterest expense | 651,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 19,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 19,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,738,000 | USD | evidence → |
| Total capital | 10,736,000 | USD | evidence → |
| Risk-weighted assets | 80,910,000 | USD | evidence → |