Call reports 2025
FIRST STATE BANK, THE — 2025
What FIRST STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 487,796,000 | 491,743,000 | 510,631,000 | 519,514,000 |
| Total loans | 268,139,000 | 280,096,000 | 299,020,000 | 312,995,000 |
| Allowance for loan losses | 4,931,000 | 4,881,000 | 4,965,000 | 5,163,000 |
| Securities available for sale | 114,207,000 | 109,265,000 | 107,070,000 | 103,412,000 |
| Securities held to maturity | 81,705,000 | 80,936,000 | 80,353,000 | 79,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,966,000 | 408,673,000 | 426,733,000 | 436,039,000 |
| Interest-bearing deposits | 285,758,000 | 285,814,000 | 296,504,000 | 294,754,000 |
| Noninterest-bearing deposits | 124,208,000 | 122,859,000 | 130,229,000 | 141,285,000 |
| Equity capital | 43,644,000 | 45,451,000 | 49,066,000 | 51,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,239,000 | 12,638,000 | 19,496,000 | 26,387,000 |
| Interest expense | 2,106,000 | 4,121,000 | 6,238,000 | 8,409,000 |
| Net interest income | 4,133,000 | 8,517,000 | 13,258,000 | 17,978,000 |
| Noninterest income | 486,000 | 1,046,000 | 1,553,000 | 2,025,000 |
| Noninterest expense | 2,868,000 | 5,576,000 | 8,320,000 | 11,042,000 |
| Provision for loan losses | 0 | 50,000 | 200,000 | 400,000 |
| Pretax income | 1,752,000 | 3,914,000 | 6,270,000 | 8,544,000 |
| Income tax | 75,000 | 150,000 | 226,000 | 307,000 |
| Net income | 1,677,000 | 3,764,000 | 6,044,000 | 8,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,410,000 | 59,987,000 | 61,752,000 | 63,320,000 |