Call report 2025Q4
OAKWOOD BANK — 2025Q4
The 22 measures OAKWOOD BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,048,000 | USD | evidence → |
| Total loans | 126,789,000 | USD | evidence → |
| Allowance for loan losses | 1,317,000 | USD | evidence → |
| Securities available for sale | 1,912,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,397,000 | USD | evidence → |
| Interest-bearing deposits | 109,586,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,811,000 | USD | evidence → |
| Equity capital | 16,224,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,079,000 | USD | evidence → |
| Interest expense | 3,780,000 | USD | evidence → |
| Net interest income | 5,299,000 | USD | evidence → |
| Noninterest income | 103,000 | USD | evidence → |
| Noninterest expense | 3,533,000 | USD | evidence → |
| Provision for loan losses | 257,000 | USD | evidence → |
| Pretax income | 1,606,000 | USD | evidence → |
| Income tax | 73,000 | USD | evidence → |
| Net income | 1,533,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,913,000 | USD | evidence → |
| Total capital | 13,230,000 | USD | evidence → |
| Risk-weighted assets | 121,529,000 | USD | evidence → |