Call reports 2025
OAKWOOD BANK — 2025
What OAKWOOD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 141,459,000 | 143,555,000 | 145,385,000 | 148,048,000 |
| Total loans | 120,186,000 | 124,985,000 | 126,217,000 | 126,789,000 |
| Allowance for loan losses | 1,124,000 | 1,179,000 | 1,307,000 | 1,317,000 |
| Securities available for sale | 1,801,000 | 1,823,000 | 1,881,000 | 1,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,414,000 | 112,273,000 | 113,887,000 | 116,397,000 |
| Interest-bearing deposits | 104,118,000 | 105,218,000 | 108,122,000 | 109,586,000 |
| Noninterest-bearing deposits | 6,296,000 | 7,055,000 | 5,765,000 | 6,811,000 |
| Equity capital | 15,498,000 | 15,758,000 | 15,939,000 | 16,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,399,000 | 6,736,000 | 9,079,000 |
| Interest expense | 934,000 | 1,864,000 | 2,819,000 | 3,780,000 |
| Net interest income | 1,232,000 | 2,535,000 | 3,917,000 | 5,299,000 |
| Noninterest income | 30,000 | 56,000 | 80,000 | 103,000 |
| Noninterest expense | 817,000 | 1,670,000 | 2,550,000 | 3,533,000 |
| Provision for loan losses | 64,000 | 120,000 | 247,000 | 257,000 |
| Pretax income | 380,000 | 799,000 | 1,190,000 | 1,606,000 |
| Income tax | 19,000 | 37,000 | 55,000 | 73,000 |
| Net income | 361,000 | 762,000 | 1,135,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,244,000 | 11,500,000 | 11,639,000 | 11,913,000 |
| Total capital | 12,368,000 | 12,679,000 | 12,946,000 | 13,230,000 |
| Risk-weighted assets | 113,516,000 | 118,354,000 | 120,241,000 | 121,529,000 |
Machine access — free, no API key
Every figure shown here about OAKWOOD BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.