Call report 2005Q1
HELM BANK USA — 2005Q1
The 22 measures HELM BANK USA reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 350,960,000 | USD | evidence → |
| Total loans | 320,583,000 | USD | evidence → |
| Allowance for loan losses | 3,238,000 | USD | evidence → |
| Securities available for sale | 9,103,000 | USD | evidence → |
| Securities held to maturity | 2,935,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 288,398,000 | USD | evidence → |
| Interest-bearing deposits | 216,358,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,040,000 | USD | evidence → |
| Equity capital | 24,397,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,099,000 | USD | evidence → |
| Interest expense | 1,091,000 | USD | evidence → |
| Net interest income | 4,008,000 | USD | evidence → |
| Noninterest income | 396,000 | USD | evidence → |
| Noninterest expense | 2,478,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,746,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,746,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,518,000 | USD | evidence → |
| Total capital | 27,059,000 | USD | evidence → |
| Risk-weighted assets | 202,553,000 | USD | evidence → |