Call report 2004Q4
HELM BANK USA — 2004Q4
The 22 measures HELM BANK USA reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,515,000 | USD | evidence → |
| Total loans | 307,088,000 | USD | evidence → |
| Allowance for loan losses | 3,064,000 | USD | evidence → |
| Securities available for sale | 10,198,000 | USD | evidence → |
| Securities held to maturity | 1,942,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 294,588,000 | USD | evidence → |
| Interest-bearing deposits | 224,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,789,000 | USD | evidence → |
| Equity capital | 23,637,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,089,000 | USD | evidence → |
| Interest expense | 3,253,000 | USD | evidence → |
| Net interest income | 13,836,000 | USD | evidence → |
| Noninterest income | 5,869,000 | USD | evidence → |
| Noninterest expense | 8,180,000 | USD | evidence → |
| Provision for loan losses | 938,000 | USD | evidence → |
| Pretax income | 10,587,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 10,587,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,671,000 | USD | evidence → |
| Total capital | 26,095,000 | USD | evidence → |
| Risk-weighted assets | 193,280,000 | USD | evidence → |