Call report 2004Q1
GRANITE BANK — 2004Q1
The 22 measures GRANITE BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,535,000 | USD | evidence → |
| Total loans | 87,343,000 | USD | evidence → |
| Allowance for loan losses | 1,604,000 | USD | evidence → |
| Securities available for sale | 29,611,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,296,000 | USD | evidence → |
| Interest-bearing deposits | 90,960,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,335,000 | USD | evidence → |
| Equity capital | 12,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,794,000 | USD | evidence → |
| Interest expense | 369,000 | USD | evidence → |
| Net interest income | 1,425,000 | USD | evidence → |
| Noninterest income | 155,000 | USD | evidence → |
| Noninterest expense | 1,125,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 461,000 | USD | evidence → |
| Income tax | 136,000 | USD | evidence → |
| Net income | 325,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,712,000 | USD | evidence → |
| Total capital | 13,075,000 | USD | evidence → |
| Risk-weighted assets | 97,036,000 | USD | evidence → |