Call report 2003Q4
GRANITE BANK — 2003Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,099,000 | USD | evidence → |
| Total loans | 85,599,000 | USD | evidence → |
| Allowance for loan losses | 1,585,000 | USD | evidence → |
| Securities available for sale | 31,387,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 113,195,000 | USD | evidence → |
| Interest-bearing deposits | 91,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,180,000 | USD | evidence → |
| Equity capital | 11,798,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,350,000 | USD | evidence → |
| Interest expense | 1,732,000 | USD | evidence → |
| Net interest income | 5,618,000 | USD | evidence → |
| Noninterest income | 492,000 | USD | evidence → |
| Noninterest expense | 4,457,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 1,808,000 | USD | evidence → |
| Income tax | 524,000 | USD | evidence → |
| Net income | 1,284,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,477,000 | USD | evidence → |
| Total capital | 12,695,000 | USD | evidence → |
| Risk-weighted assets | 96,804,000 | USD | evidence → |