Call report 2005Q1
SOUTHERN BANK — 2005Q1
The 22 measures SOUTHERN BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,766,000 | USD | evidence → |
| Total loans | 51,901,000 | USD | evidence → |
| Allowance for loan losses | 637,000 | USD | evidence → |
| Securities available for sale | 1,572,000 | USD | evidence → |
| Securities held to maturity | 4,529,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,883,000 | USD | evidence → |
| Interest-bearing deposits | 54,234,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,649,000 | USD | evidence → |
| Equity capital | 5,495,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,197,000 | USD | evidence → |
| Interest expense | 302,000 | USD | evidence → |
| Net interest income | 895,000 | USD | evidence → |
| Noninterest income | 158,000 | USD | evidence → |
| Noninterest expense | 654,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 324,000 | USD | evidence → |
| Income tax | 96,000 | USD | evidence → |
| Net income | 228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,515,000 | USD | evidence → |
| Total capital | 6,152,000 | USD | evidence → |
| Risk-weighted assets | 51,331,000 | USD | evidence → |