Call report 2004Q4
SOUTHERN BANK — 2004Q4
The 22 measures SOUTHERN BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,578,000 | USD | evidence → |
| Total loans | 51,910,000 | USD | evidence → |
| Allowance for loan losses | 607,000 | USD | evidence → |
| Securities available for sale | 1,605,000 | USD | evidence → |
| Securities held to maturity | 4,180,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,860,000 | USD | evidence → |
| Interest-bearing deposits | 54,330,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,530,000 | USD | evidence → |
| Equity capital | 5,369,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,491,000 | USD | evidence → |
| Interest expense | 1,206,000 | USD | evidence → |
| Net interest income | 3,285,000 | USD | evidence → |
| Noninterest income | 622,000 | USD | evidence → |
| Noninterest expense | 2,538,000 | USD | evidence → |
| Provision for loan losses | 440,000 | USD | evidence → |
| Pretax income | 1,115,000 | USD | evidence → |
| Income tax | 383,000 | USD | evidence → |
| Net income | 732,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,378,000 | USD | evidence → |
| Total capital | 5,985,000 | USD | evidence → |
| Risk-weighted assets | 51,460,000 | USD | evidence → |