Call report 2019Q4
WEST SHORE BANK — 2019Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,409,000 | USD | evidence → |
| Total loans | 347,902,000 | USD | evidence → |
| Allowance for loan losses | 2,855,000 | USD | evidence → |
| Securities available for sale | 70,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 374,124,000 | USD | evidence → |
| Interest-bearing deposits | 301,498,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,626,000 | USD | evidence → |
| Equity capital | 43,939,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,860,000 | USD | evidence → |
| Interest expense | 2,931,000 | USD | evidence → |
| Net interest income | 15,929,000 | USD | evidence → |
| Noninterest income | 5,872,000 | USD | evidence → |
| Noninterest expense | 18,209,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,836,000 | USD | evidence → |
| Income tax | 273,000 | USD | evidence → |
| Net income | 3,563,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,907,000 | USD | evidence → |
| Total capital | 43,762,000 | USD | evidence → |
| Risk-weighted assets | 345,896,000 | USD | evidence → |