Call report 2019Q3
WEST SHORE BANK — 2019Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 484,994,000 | USD | evidence → |
| Total loans | 341,212,000 | USD | evidence → |
| Allowance for loan losses | 2,886,000 | USD | evidence → |
| Securities available for sale | 79,511,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 390,072,000 | USD | evidence → |
| Interest-bearing deposits | 312,763,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,309,000 | USD | evidence → |
| Equity capital | 43,285,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,049,000 | USD | evidence → |
| Interest expense | 2,192,000 | USD | evidence → |
| Net interest income | 11,857,000 | USD | evidence → |
| Noninterest income | 4,259,000 | USD | evidence → |
| Noninterest expense | 13,534,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,725,000 | USD | evidence → |
| Income tax | 122,000 | USD | evidence → |
| Net income | 2,603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,204,000 | USD | evidence → |
| Total capital | 43,090,000 | USD | evidence → |
| Risk-weighted assets | 339,702,000 | USD | evidence → |