Call report 2014Q3
WEST SHORE BANK — 2014Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 388,803,000 | USD | evidence → |
| Total loans | 239,285,000 | USD | evidence → |
| Allowance for loan losses | 3,070,000 | USD | evidence → |
| Securities available for sale | 106,445,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,155,000 | USD | evidence → |
| Interest-bearing deposits | 275,668,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,487,000 | USD | evidence → |
| Equity capital | 33,832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,908,000 | USD | evidence → |
| Interest expense | 1,329,000 | USD | evidence → |
| Net interest income | 9,579,000 | USD | evidence → |
| Noninterest income | 1,896,000 | USD | evidence → |
| Noninterest expense | 8,516,000 | USD | evidence → |
| Provision for loan losses | 580,000 | USD | evidence → |
| Pretax income | 2,379,000 | USD | evidence → |
| Income tax | 357,000 | USD | evidence → |
| Net income | 2,022,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,922,000 | USD | evidence → |
| Total capital | 35,887,000 | USD | evidence → |
| Risk-weighted assets | 237,107,000 | USD | evidence → |