Call report 2014Q2
WEST SHORE BANK — 2014Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 379,273,000 | USD | evidence → |
| Total loans | 236,334,000 | USD | evidence → |
| Allowance for loan losses | 3,044,000 | USD | evidence → |
| Securities available for sale | 110,308,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 292,432,000 | USD | evidence → |
| Interest-bearing deposits | 258,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,525,000 | USD | evidence → |
| Equity capital | 33,525,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,272,000 | USD | evidence → |
| Interest expense | 932,000 | USD | evidence → |
| Net interest income | 6,340,000 | USD | evidence → |
| Noninterest income | 1,285,000 | USD | evidence → |
| Noninterest expense | 5,670,000 | USD | evidence → |
| Provision for loan losses | 420,000 | USD | evidence → |
| Pretax income | 1,535,000 | USD | evidence → |
| Income tax | 230,000 | USD | evidence → |
| Net income | 1,305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,711,000 | USD | evidence → |
| Total capital | 35,678,000 | USD | evidence → |
| Risk-weighted assets | 237,286,000 | USD | evidence → |