Call report 2011Q1
WEST SHORE BANK — 2011Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 332,860,000 | USD | evidence → |
| Total loans | 211,240,000 | USD | evidence → |
| Allowance for loan losses | 2,602,000 | USD | evidence → |
| Securities available for sale | 82,530,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 251,501,000 | USD | evidence → |
| Interest-bearing deposits | 228,711,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,790,000 | USD | evidence → |
| Equity capital | 30,050,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,746,000 | USD | evidence → |
| Interest expense | 987,000 | USD | evidence → |
| Net interest income | 2,759,000 | USD | evidence → |
| Noninterest income | 485,000 | USD | evidence → |
| Noninterest expense | 2,362,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 582,000 | USD | evidence → |
| Income tax | 128,000 | USD | evidence → |
| Net income | 454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,255,000 | USD | evidence → |
| Total capital | 31,857,000 | USD | evidence → |
| Risk-weighted assets | 208,614,000 | USD | evidence → |