Call report 2010Q4
WEST SHORE BANK — 2010Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,651,000 | USD | evidence → |
| Total loans | 212,613,000 | USD | evidence → |
| Allowance for loan losses | 2,543,000 | USD | evidence → |
| Securities available for sale | 81,316,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,102,000 | USD | evidence → |
| Interest-bearing deposits | 229,560,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,542,000 | USD | evidence → |
| Equity capital | 29,862,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,812,000 | USD | evidence → |
| Interest expense | 4,792,000 | USD | evidence → |
| Net interest income | 11,020,000 | USD | evidence → |
| Noninterest income | 2,471,000 | USD | evidence → |
| Noninterest expense | 9,381,000 | USD | evidence → |
| Provision for loan losses | 1,437,000 | USD | evidence → |
| Pretax income | 2,875,000 | USD | evidence → |
| Income tax | 548,000 | USD | evidence → |
| Net income | 2,327,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,356,000 | USD | evidence → |
| Total capital | 31,899,000 | USD | evidence → |
| Risk-weighted assets | 210,015,000 | USD | evidence → |