Call report 2005Q1
CITIZENS COMMUNITY BANK — 2005Q1
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,768,000 | USD | evidence → |
| Total loans | 109,826,000 | USD | evidence → |
| Allowance for loan losses | 1,110,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 59,804,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 172,178,000 | USD | evidence → |
| Interest-bearing deposits | 159,957,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,221,000 | USD | evidence → |
| Equity capital | 15,529,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,559,000 | USD | evidence → |
| Interest expense | 1,117,000 | USD | evidence → |
| Net interest income | 1,442,000 | USD | evidence → |
| Noninterest income | 154,000 | USD | evidence → |
| Noninterest expense | 704,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 842,000 | USD | evidence → |
| Income tax | 300,000 | USD | evidence → |
| Net income | 542,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,529,000 | USD | evidence → |
| Total capital | 16,639,000 | USD | evidence → |
| Risk-weighted assets | 120,063,000 | USD | evidence → |