Call report 2004Q4
CITIZENS COMMUNITY BANK — 2004Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 189,995,000 | USD | evidence → |
| Total loans | 107,399,000 | USD | evidence → |
| Allowance for loan losses | 1,112,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 54,383,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,461,000 | USD | evidence → |
| Interest-bearing deposits | 148,590,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,871,000 | USD | evidence → |
| Equity capital | 15,157,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,649,000 | USD | evidence → |
| Interest expense | 3,807,000 | USD | evidence → |
| Net interest income | 5,842,000 | USD | evidence → |
| Noninterest income | 680,000 | USD | evidence → |
| Noninterest expense | 2,764,000 | USD | evidence → |
| Provision for loan losses | 228,000 | USD | evidence → |
| Pretax income | 3,530,000 | USD | evidence → |
| Income tax | 1,273,000 | USD | evidence → |
| Net income | 2,257,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,157,000 | USD | evidence → |
| Total capital | 16,269,000 | USD | evidence → |
| Risk-weighted assets | 117,042,000 | USD | evidence → |