Call report 2002Q4
CITIZENS COMMUNITY BANK — 2002Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,222,000 | USD | evidence → |
| Total loans | 88,253,000 | USD | evidence → |
| Allowance for loan losses | 792,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 31,015,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,820,000 | USD | evidence → |
| Interest-bearing deposits | 121,630,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,190,000 | USD | evidence → |
| Equity capital | 10,993,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,935,000 | USD | evidence → |
| Interest expense | 4,096,000 | USD | evidence → |
| Net interest income | 3,839,000 | USD | evidence → |
| Noninterest income | 667,000 | USD | evidence → |
| Noninterest expense | 2,333,000 | USD | evidence → |
| Provision for loan losses | 188,000 | USD | evidence → |
| Pretax income | 1,985,000 | USD | evidence → |
| Income tax | 720,000 | USD | evidence → |
| Net income | 1,265,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,993,000 | USD | evidence → |
| Total capital | 11,785,000 | USD | evidence → |
| Risk-weighted assets | 92,817,000 | USD | evidence → |