Call reports 2002

CITIZENS COMMUNITY BANK — 2002

Name: CITIZENS COMMUNITY BANK — FFIEC call report 2002
Creator: CITIZENS COMMUNITY BANK

What CITIZENS COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b6b44c2a-8198-4331-ade1-61716c8b0f0c/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	129,371,000	126,110,000	136,937,000	144,222,000
Total loans	83,573,000	85,694,000	87,609,000	88,253,000
Allowance for loan losses	676,000	712,000	741,000	792,000
Securities available for sale	0	0	0	0
Securities held to maturity	27,097,000	20,926,000	27,281,000	31,015,000
Trading assets	0	0	0	0
Total deposits	117,230,000	114,009,000	123,569,000	130,820,000
Interest-bearing deposits	107,964,000	104,422,000	115,216,000	121,630,000
Noninterest-bearing deposits	9,266,000	9,587,000	8,353,000	9,190,000
Equity capital	10,048,000	10,380,000	10,699,000	10,993,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,948,000	3,930,000	5,912,000	7,935,000
Interest expense	1,031,000	2,056,000	3,081,000	4,096,000
Net interest income	917,000	1,874,000	2,831,000	3,839,000
Noninterest income	147,000	325,000	502,000	667,000
Noninterest expense	533,000	1,134,000	1,690,000	2,333,000
Provision for loan losses	46,000	91,000	133,000	188,000
Pretax income	485,000	974,000	1,510,000	1,985,000
Income tax	165,000	322,000	539,000	720,000
Net income	320,000	652,000	971,000	1,265,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	10,048,000	10,380,000	10,699,000	10,993,000
Total capital	10,724,000	11,092,000	11,440,000	11,785,000
Risk-weighted assets	83,024,000	83,660,000	88,023,000	92,817,000