Call report 2014Q1
NORTHERN MICHIGAN BANK & TRUST — 2014Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,294,000 | USD | evidence → |
| Total loans | 161,040,000 | USD | evidence → |
| Allowance for loan losses | 2,846,000 | USD | evidence → |
| Securities available for sale | 44,348,000 | USD | evidence → |
| Securities held to maturity | 1,457,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 211,740,000 | USD | evidence → |
| Interest-bearing deposits | 186,858,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,882,000 | USD | evidence → |
| Equity capital | 18,999,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,270,000 | USD | evidence → |
| Interest expense | 316,000 | USD | evidence → |
| Net interest income | 1,954,000 | USD | evidence → |
| Noninterest income | 639,000 | USD | evidence → |
| Noninterest expense | 2,304,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 311,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 311,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,669,000 | USD | evidence → |
| Total capital | 20,970,000 | USD | evidence → |
| Risk-weighted assets | 183,508,000 | USD | evidence → |