Call report 2013Q4
NORTHERN MICHIGAN BANK & TRUST — 2013Q4
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,364,000 | USD | evidence → |
| Total loans | 166,626,000 | USD | evidence → |
| Allowance for loan losses | 2,725,000 | USD | evidence → |
| Securities available for sale | 42,906,000 | USD | evidence → |
| Securities held to maturity | 1,457,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,827,000 | USD | evidence → |
| Interest-bearing deposits | 178,370,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,457,000 | USD | evidence → |
| Equity capital | 17,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,442,000 | USD | evidence → |
| Interest expense | 1,449,000 | USD | evidence → |
| Net interest income | 7,993,000 | USD | evidence → |
| Noninterest income | 2,757,000 | USD | evidence → |
| Noninterest expense | 9,139,000 | USD | evidence → |
| Provision for loan losses | 430,000 | USD | evidence → |
| Pretax income | 1,268,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,758,000 | USD | evidence → |
| Total capital | 20,107,000 | USD | evidence → |
| Risk-weighted assets | 187,512,000 | USD | evidence → |