Call report 2005Q2
NORTHERN MICHIGAN BANK & TRUST — 2005Q2
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,872,000 | USD | evidence → |
| Total loans | 127,118,000 | USD | evidence → |
| Allowance for loan losses | 2,046,000 | USD | evidence → |
| Securities available for sale | 19,901,000 | USD | evidence → |
| Securities held to maturity | 105,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,582,000 | USD | evidence → |
| Interest-bearing deposits | 127,506,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,076,000 | USD | evidence → |
| Equity capital | 13,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,879,000 | USD | evidence → |
| Interest expense | 1,350,000 | USD | evidence → |
| Net interest income | 3,529,000 | USD | evidence → |
| Noninterest income | 1,176,000 | USD | evidence → |
| Noninterest expense | 3,675,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 880,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 880,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,838,000 | USD | evidence → |
| Total capital | 15,639,000 | USD | evidence → |
| Risk-weighted assets | 143,857,000 | USD | evidence → |