Call report 2005Q1
NORTHERN MICHIGAN BANK & TRUST — 2005Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 168,368,000 | USD | evidence → |
| Total loans | 127,154,000 | USD | evidence → |
| Allowance for loan losses | 2,102,000 | USD | evidence → |
| Securities available for sale | 14,995,000 | USD | evidence → |
| Securities held to maturity | 107,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 148,595,000 | USD | evidence → |
| Interest-bearing deposits | 128,782,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,813,000 | USD | evidence → |
| Equity capital | 13,488,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,352,000 | USD | evidence → |
| Interest expense | 649,000 | USD | evidence → |
| Net interest income | 1,703,000 | USD | evidence → |
| Noninterest income | 590,000 | USD | evidence → |
| Noninterest expense | 1,837,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 381,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 381,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,506,000 | USD | evidence → |
| Total capital | 15,315,000 | USD | evidence → |
| Risk-weighted assets | 144,460,000 | USD | evidence → |