Call report 2008Q4
CITIZENS SAVINGS BANK — 2008Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,128,000 | USD | evidence → |
| Total loans | 33,907,000 | USD | evidence → |
| Allowance for loan losses | 613,000 | USD | evidence → |
| Securities available for sale | 12,795,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,488,000 | USD | evidence → |
| Interest-bearing deposits | 30,676,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,812,000 | USD | evidence → |
| Equity capital | 4,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,147,000 | USD | evidence → |
| Interest expense | 1,206,000 | USD | evidence → |
| Net interest income | 1,941,000 | USD | evidence → |
| Noninterest income | 190,000 | USD | evidence → |
| Noninterest expense | 1,276,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 963,000 | USD | evidence → |
| Income tax | 206,000 | USD | evidence → |
| Net income | 757,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,538,000 | USD | evidence → |
| Total capital | 6,059,000 | USD | evidence → |
| Risk-weighted assets | 41,587,000 | USD | evidence → |