Call report 2008Q3
CITIZENS SAVINGS BANK — 2008Q3
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,966,000 | USD | evidence → |
| Total loans | 31,944,000 | USD | evidence → |
| Allowance for loan losses | 574,000 | USD | evidence → |
| Securities available for sale | 13,466,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,406,000 | USD | evidence → |
| Interest-bearing deposits | 30,641,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,765,000 | USD | evidence → |
| Equity capital | 4,688,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,315,000 | USD | evidence → |
| Interest expense | 929,000 | USD | evidence → |
| Net interest income | 1,386,000 | USD | evidence → |
| Noninterest income | 115,000 | USD | evidence → |
| Noninterest expense | 809,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 710,000 | USD | evidence → |
| Income tax | 164,000 | USD | evidence → |
| Net income | 546,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,417,000 | USD | evidence → |
| Total capital | 5,905,000 | USD | evidence → |
| Risk-weighted assets | 38,923,000 | USD | evidence → |