Call report 2009Q2
BAY BANK — 2009Q2
The 22 measures BAY BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,528,000 | USD | evidence → |
| Total loans | 57,673,000 | USD | evidence → |
| Allowance for loan losses | 802,000 | USD | evidence → |
| Securities available for sale | 22,516,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,592,000 | USD | evidence → |
| Interest-bearing deposits | 60,158,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,433,000 | USD | evidence → |
| Equity capital | 8,690,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,073,000 | USD | evidence → |
| Interest expense | 986,000 | USD | evidence → |
| Net interest income | 1,087,000 | USD | evidence → |
| Noninterest income | 234,000 | USD | evidence → |
| Noninterest expense | 1,756,000 | USD | evidence → |
| Provision for loan losses | 541,000 | USD | evidence → |
| Pretax income | -976,000 | USD | evidence → |
| Income tax | -334,000 | USD | evidence → |
| Net income | -642,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,239,000 | USD | evidence → |
| Total capital | 8,989,000 | USD | evidence → |
| Risk-weighted assets | 59,984,000 | USD | evidence → |