Call report 2009Q1
BAY BANK — 2009Q1
The 22 measures BAY BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,930,000 | USD | evidence → |
| Total loans | 58,726,000 | USD | evidence → |
| Allowance for loan losses | 972,000 | USD | evidence → |
| Securities available for sale | 13,800,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,334,000 | USD | evidence → |
| Interest-bearing deposits | 62,215,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,119,000 | USD | evidence → |
| Equity capital | 8,234,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,030,000 | USD | evidence → |
| Interest expense | 516,000 | USD | evidence → |
| Net interest income | 514,000 | USD | evidence → |
| Noninterest income | 109,000 | USD | evidence → |
| Noninterest expense | 799,000 | USD | evidence → |
| Provision for loan losses | 230,000 | USD | evidence → |
| Pretax income | -406,000 | USD | evidence → |
| Income tax | -137,000 | USD | evidence → |
| Net income | -269,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,880,000 | USD | evidence → |
| Total capital | 8,619,000 | USD | evidence → |
| Risk-weighted assets | 58,896,000 | USD | evidence → |