Call report 2009Q4
BAY NATIONAL BANK — 2009Q4
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 290,313,000 | USD | evidence → |
| Total loans | 194,544,000 | USD | evidence → |
| Allowance for loan losses | 9,760,000 | USD | evidence → |
| Securities available for sale | 21,129,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,672,000 | USD | evidence → |
| Interest-bearing deposits | 228,470,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,202,000 | USD | evidence → |
| Equity capital | 7,465,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,043,000 | USD | evidence → |
| Interest expense | 5,644,000 | USD | evidence → |
| Net interest income | 6,399,000 | USD | evidence → |
| Noninterest income | 867,000 | USD | evidence → |
| Noninterest expense | 10,165,000 | USD | evidence → |
| Provision for loan losses | 10,695,000 | USD | evidence → |
| Pretax income | -13,594,000 | USD | evidence → |
| Income tax | 1,857,000 | USD | evidence → |
| Net income | -15,451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,406,000 | USD | evidence → |
| Total capital | 10,064,000 | USD | evidence → |
| Risk-weighted assets | 205,254,000 | USD | evidence → |