Call report 2009Q3
BAY NATIONAL BANK — 2009Q3
The 22 measures BAY NATIONAL BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 297,388,000 | USD | evidence → |
| Total loans | 203,253,000 | USD | evidence → |
| Allowance for loan losses | 6,203,000 | USD | evidence → |
| Securities available for sale | 20,914,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 277,699,000 | USD | evidence → |
| Interest-bearing deposits | 224,587,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,112,000 | USD | evidence → |
| Equity capital | 19,093,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,291,000 | USD | evidence → |
| Interest expense | 4,457,000 | USD | evidence → |
| Net interest income | 4,834,000 | USD | evidence → |
| Noninterest income | 679,000 | USD | evidence → |
| Noninterest expense | 6,632,000 | USD | evidence → |
| Provision for loan losses | 5,694,000 | USD | evidence → |
| Pretax income | -6,813,000 | USD | evidence → |
| Income tax | -2,895,000 | USD | evidence → |
| Net income | -3,918,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,031,000 | USD | evidence → |
| Total capital | 17,781,000 | USD | evidence → |
| Risk-weighted assets | 216,515,000 | USD | evidence → |