Call report 2008Q1
VERIMORE BANK — 2008Q1
The 22 measures VERIMORE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,793,000 | USD | evidence → |
| Total loans | 74,253,000 | USD | evidence → |
| Allowance for loan losses | 692,000 | USD | evidence → |
| Securities available for sale | 15,000,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,309,000 | USD | evidence → |
| Interest-bearing deposits | 82,554,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,755,000 | USD | evidence → |
| Equity capital | 7,189,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,727,000 | USD | evidence → |
| Interest expense | 858,000 | USD | evidence → |
| Net interest income | 869,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 705,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 236,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 226,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,135,000 | USD | evidence → |
| Total capital | 7,827,000 | USD | evidence → |
| Risk-weighted assets | 71,877,000 | USD | evidence → |