Call report 2007Q4
VERIMORE BANK — 2007Q4
The 22 measures VERIMORE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,991,000 | USD | evidence → |
| Total loans | 75,343,000 | USD | evidence → |
| Allowance for loan losses | 679,000 | USD | evidence → |
| Securities available for sale | 8,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,476,000 | USD | evidence → |
| Interest-bearing deposits | 72,287,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,189,000 | USD | evidence → |
| Equity capital | 6,942,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,578,000 | USD | evidence → |
| Interest expense | 3,413,000 | USD | evidence → |
| Net interest income | 3,165,000 | USD | evidence → |
| Noninterest income | 429,000 | USD | evidence → |
| Noninterest expense | 2,671,000 | USD | evidence → |
| Provision for loan losses | 122,000 | USD | evidence → |
| Pretax income | 801,000 | USD | evidence → |
| Income tax | 303,000 | USD | evidence → |
| Net income | 498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,909,000 | USD | evidence → |
| Total capital | 7,588,000 | USD | evidence → |
| Risk-weighted assets | 70,021,000 | USD | evidence → |