Call report 2004Q4
WILBER NATIONAL BANK — 2004Q4
The 22 measures WILBER NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 750,289,000 | USD | evidence → |
| Total loans | 391,043,000 | USD | evidence → |
| Allowance for loan losses | 6,250,000 | USD | evidence → |
| Securities available for sale | 243,610,000 | USD | evidence → |
| Securities held to maturity | 59,463,000 | USD | evidence → |
| Trading assets | 1,504,000 | USD | evidence → |
| Total deposits | 571,929,000 | USD | evidence → |
| Interest-bearing deposits | 508,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,746,000 | USD | evidence → |
| Equity capital | 64,914,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,142,000 | USD | evidence → |
| Interest expense | 12,787,000 | USD | evidence → |
| Net interest income | 24,355,000 | USD | evidence → |
| Noninterest income | 4,732,000 | USD | evidence → |
| Noninterest expense | 16,886,000 | USD | evidence → |
| Provision for loan losses | 1,200,000 | USD | evidence → |
| Pretax income | 11,777,000 | USD | evidence → |
| Income tax | 3,083,000 | USD | evidence → |
| Net income | 8,694,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,572,000 | USD | evidence → |
| Total capital | 67,689,000 | USD | evidence → |
| Risk-weighted assets | 489,153,000 | USD | evidence → |
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