Call report 2004Q3
WILBER NATIONAL BANK — 2004Q3
The 22 measures WILBER NATIONAL BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 737,346,000 | USD | evidence → |
| Total loans | 380,954,000 | USD | evidence → |
| Allowance for loan losses | 6,218,000 | USD | evidence → |
| Securities available for sale | 240,397,000 | USD | evidence → |
| Securities held to maturity | 61,697,000 | USD | evidence → |
| Trading assets | 1,380,000 | USD | evidence → |
| Total deposits | 578,730,000 | USD | evidence → |
| Interest-bearing deposits | 516,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,830,000 | USD | evidence → |
| Equity capital | 64,800,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,216,000 | USD | evidence → |
| Interest expense | 9,392,000 | USD | evidence → |
| Net interest income | 17,824,000 | USD | evidence → |
| Noninterest income | 3,457,000 | USD | evidence → |
| Noninterest expense | 12,487,000 | USD | evidence → |
| Provision for loan losses | 960,000 | USD | evidence → |
| Pretax income | 8,614,000 | USD | evidence → |
| Income tax | 2,258,000 | USD | evidence → |
| Net income | 6,356,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,540,000 | USD | evidence → |
| Total capital | 66,478,000 | USD | evidence → |
| Risk-weighted assets | 474,732,000 | USD | evidence → |
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