Call report 2005Q1
RANCHERS BANKS — 2005Q1
The 22 measures RANCHERS BANKS reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,728,000 | USD | evidence → |
| Total loans | 38,420,000 | USD | evidence → |
| Allowance for loan losses | 2,015,000 | USD | evidence → |
| Securities available for sale | 62,649,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,088,000 | USD | evidence → |
| Interest-bearing deposits | 77,970,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,119,000 | USD | evidence → |
| Equity capital | 13,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,747,000 | USD | evidence → |
| Interest expense | 258,000 | USD | evidence → |
| Net interest income | 1,489,000 | USD | evidence → |
| Noninterest income | 289,000 | USD | evidence → |
| Noninterest expense | 1,251,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 534,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 534,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,661,000 | USD | evidence → |
| Total capital | 13,360,000 | USD | evidence → |
| Risk-weighted assets | 54,606,000 | USD | evidence → |