Call report 2004Q4
RANCHERS BANKS — 2004Q4
The 22 measures RANCHERS BANKS reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,322,000 | USD | evidence → |
| Total loans | 43,306,000 | USD | evidence → |
| Allowance for loan losses | 1,914,000 | USD | evidence → |
| Securities available for sale | 56,436,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,593,000 | USD | evidence → |
| Interest-bearing deposits | 78,538,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,055,000 | USD | evidence → |
| Equity capital | 13,232,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,205,000 | USD | evidence → |
| Interest expense | 981,000 | USD | evidence → |
| Net interest income | 4,224,000 | USD | evidence → |
| Noninterest income | 1,224,000 | USD | evidence → |
| Noninterest expense | 5,517,000 | USD | evidence → |
| Provision for loan losses | 465,000 | USD | evidence → |
| Pretax income | -532,000 | USD | evidence → |
| Income tax | -68,000 | USD | evidence → |
| Net income | -464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,812,000 | USD | evidence → |
| Total capital | 12,558,000 | USD | evidence → |
| Risk-weighted assets | 58,556,000 | USD | evidence → |