Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,515,000 | USD | evidence → |
| Total loans | 27,377,000 | USD | evidence → |
| Allowance for loan losses | 556,000 | USD | evidence → |
| Securities available for sale | 18,871,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,851,000 | USD | evidence → |
| Interest-bearing deposits | 40,469,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,382,000 | USD | evidence → |
| Equity capital | 5,145,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 795,000 | USD | evidence → |
| Interest expense | 180,000 | USD | evidence → |
| Net interest income | 615,000 | USD | evidence → |
| Noninterest income | 184,000 | USD | evidence → |
| Noninterest expense | 559,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 194,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 147,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,981,000 | USD | evidence → |
| Total capital | 5,380,000 | USD | evidence → |
| Risk-weighted assets | 31,757,000 | USD | evidence → |