Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,769,000 | USD | evidence → |
| Total loans | 26,858,000 | USD | evidence → |
| Allowance for loan losses | 546,000 | USD | evidence → |
| Securities available for sale | 19,660,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,385,000 | USD | evidence → |
| Interest-bearing deposits | 41,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,236,000 | USD | evidence → |
| Equity capital | 4,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,176,000 | USD | evidence → |
| Interest expense | 858,000 | USD | evidence → |
| Net interest income | 2,318,000 | USD | evidence → |
| Noninterest income | 823,000 | USD | evidence → |
| Noninterest expense | 2,164,000 | USD | evidence → |
| Provision for loan losses | 418,000 | USD | evidence → |
| Pretax income | 567,000 | USD | evidence → |
| Income tax | 124,000 | USD | evidence → |
| Net income | 443,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,833,000 | USD | evidence → |
| Total capital | 5,237,000 | USD | evidence → |
| Risk-weighted assets | 32,191,000 | USD | evidence → |