Call report 2015Q3
RICHARDSON COUNTY BANK & TRUST CO. — 2015Q3
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,228,000 | USD | evidence → |
| Total loans | 98,579,000 | USD | evidence → |
| Allowance for loan losses | 1,242,000 | USD | evidence → |
| Securities available for sale | 28,400,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,567,000 | USD | evidence → |
| Interest-bearing deposits | 84,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,823,000 | USD | evidence → |
| Equity capital | 15,822,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,152,000 | USD | evidence → |
| Interest expense | 574,000 | USD | evidence → |
| Net interest income | 3,578,000 | USD | evidence → |
| Noninterest income | 209,000 | USD | evidence → |
| Noninterest expense | 1,588,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 2,010,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 1,967,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,820,000 | USD | evidence → |
| Total capital | 11,062,000 | USD | evidence → |
| Risk-weighted assets | 99,686,000 | USD | evidence → |