Call report 2015Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2015Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,406,000 | USD | evidence → |
| Total loans | 97,407,000 | USD | evidence → |
| Allowance for loan losses | 1,174,000 | USD | evidence → |
| Securities available for sale | 28,716,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,283,000 | USD | evidence → |
| Interest-bearing deposits | 87,910,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,373,000 | USD | evidence → |
| Equity capital | 15,628,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,708,000 | USD | evidence → |
| Interest expense | 373,000 | USD | evidence → |
| Net interest income | 2,335,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 1,063,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,284,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 1,257,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,720,000 | USD | evidence → |
| Total capital | 10,894,000 | USD | evidence → |
| Risk-weighted assets | 98,724,000 | USD | evidence → |