Call report 2007Q4
RICHARDSON COUNTY BANK & TRUST CO. — 2007Q4
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,616,000 | USD | evidence → |
| Total loans | 39,673,000 | USD | evidence → |
| Allowance for loan losses | 1,257,000 | USD | evidence → |
| Securities available for sale | 30,240,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,944,000 | USD | evidence → |
| Interest-bearing deposits | 63,343,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,601,000 | USD | evidence → |
| Equity capital | 10,864,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,564,000 | USD | evidence → |
| Interest expense | 2,053,000 | USD | evidence → |
| Net interest income | 2,511,000 | USD | evidence → |
| Noninterest income | 260,000 | USD | evidence → |
| Noninterest expense | 1,467,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,259,000 | USD | evidence → |
| Income tax | 350,000 | USD | evidence → |
| Net income | 909,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,545,000 | USD | evidence → |
| Total capital | 11,161,000 | USD | evidence → |
| Risk-weighted assets | 48,613,000 | USD | evidence → |