Call report 2007Q3
RICHARDSON COUNTY BANK & TRUST CO. — 2007Q3
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,716,000 | USD | evidence → |
| Total loans | 40,300,000 | USD | evidence → |
| Allowance for loan losses | 1,254,000 | USD | evidence → |
| Securities available for sale | 29,143,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,648,000 | USD | evidence → |
| Interest-bearing deposits | 59,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,195,000 | USD | evidence → |
| Equity capital | 10,411,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,393,000 | USD | evidence → |
| Interest expense | 1,513,000 | USD | evidence → |
| Net interest income | 1,880,000 | USD | evidence → |
| Noninterest income | 197,000 | USD | evidence → |
| Noninterest expense | 1,132,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 900,000 | USD | evidence → |
| Income tax | 228,000 | USD | evidence → |
| Net income | 672,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,308,000 | USD | evidence → |
| Total capital | 10,914,000 | USD | evidence → |
| Risk-weighted assets | 47,793,000 | USD | evidence → |