Call report 2002Q3
RICHARDSON COUNTY BANK & TRUST CO. — 2002Q3
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,455,000 | USD | evidence → |
| Total loans | 32,875,000 | USD | evidence → |
| Allowance for loan losses | 1,300,000 | USD | evidence → |
| Securities available for sale | 26,303,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,870,000 | USD | evidence → |
| Interest-bearing deposits | 54,970,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,900,000 | USD | evidence → |
| Equity capital | 9,661,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,160,000 | USD | evidence → |
| Interest expense | 1,266,000 | USD | evidence → |
| Net interest income | 1,894,000 | USD | evidence → |
| Noninterest income | 186,000 | USD | evidence → |
| Noninterest expense | 1,112,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 984,000 | USD | evidence → |
| Income tax | 309,000 | USD | evidence → |
| Net income | 675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,849,000 | USD | evidence → |
| Total capital | 9,357,000 | USD | evidence → |
| Risk-weighted assets | 39,811,000 | USD | evidence → |