Call report 2002Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2002Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 70,286,000 | USD | evidence → |
| Total loans | 32,821,000 | USD | evidence → |
| Allowance for loan losses | 1,300,000 | USD | evidence → |
| Securities available for sale | 25,438,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,172,000 | USD | evidence → |
| Interest-bearing deposits | 54,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,626,000 | USD | evidence → |
| Equity capital | 9,289,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,103,000 | USD | evidence → |
| Interest expense | 857,000 | USD | evidence → |
| Net interest income | 1,246,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 731,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 657,000 | USD | evidence → |
| Income tax | 205,000 | USD | evidence → |
| Net income | 452,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,694,000 | USD | evidence → |
| Total capital | 9,197,000 | USD | evidence → |
| Risk-weighted assets | 39,441,000 | USD | evidence → |