Call report 2005Q1
ACADEMY BANK — 2005Q1
The 22 measures ACADEMY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,419,000 | USD | evidence → |
| Total loans | 33,609,000 | USD | evidence → |
| Allowance for loan losses | 442,000 | USD | evidence → |
| Securities available for sale | 6,896,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,030,000 | USD | evidence → |
| Interest-bearing deposits | 32,346,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,684,000 | USD | evidence → |
| Equity capital | 5,446,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 643,000 | USD | evidence → |
| Interest expense | 212,000 | USD | evidence → |
| Net interest income | 431,000 | USD | evidence → |
| Noninterest income | 113,000 | USD | evidence → |
| Noninterest expense | 381,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 154,000 | USD | evidence → |
| Income tax | 59,000 | USD | evidence → |
| Net income | 95,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,539,000 | USD | evidence → |
| Total capital | 5,979,000 | USD | evidence → |
| Risk-weighted assets | 35,188,000 | USD | evidence → |