Call report 2004Q4
ACADEMY BANK — 2004Q4
The 22 measures ACADEMY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,608,000 | USD | evidence → |
| Total loans | 35,198,000 | USD | evidence → |
| Allowance for loan losses | 442,000 | USD | evidence → |
| Securities available for sale | 7,263,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,597,000 | USD | evidence → |
| Interest-bearing deposits | 33,628,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,969,000 | USD | evidence → |
| Equity capital | 5,423,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,475,000 | USD | evidence → |
| Interest expense | 782,000 | USD | evidence → |
| Net interest income | 1,693,000 | USD | evidence → |
| Noninterest income | 539,000 | USD | evidence → |
| Noninterest expense | 1,547,000 | USD | evidence → |
| Provision for loan losses | 73,000 | USD | evidence → |
| Pretax income | 612,000 | USD | evidence → |
| Income tax | 223,000 | USD | evidence → |
| Net income | 389,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,444,000 | USD | evidence → |
| Total capital | 5,886,000 | USD | evidence → |
| Risk-weighted assets | 36,070,000 | USD | evidence → |