Call report 2008Q1
BAYBANK — 2008Q1
The 22 measures BAYBANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,241,000 | USD | evidence → |
| Total loans | 50,164,000 | USD | evidence → |
| Allowance for loan losses | 538,000 | USD | evidence → |
| Securities available for sale | 20,911,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,749,000 | USD | evidence → |
| Interest-bearing deposits | 59,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,334,000 | USD | evidence → |
| Equity capital | 8,280,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,283,000 | USD | evidence → |
| Interest expense | 514,000 | USD | evidence → |
| Net interest income | 769,000 | USD | evidence → |
| Noninterest income | 91,000 | USD | evidence → |
| Noninterest expense | 611,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 204,000 | USD | evidence → |
| Income tax | 53,000 | USD | evidence → |
| Net income | 151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,067,000 | USD | evidence → |
| Total capital | 8,605,000 | USD | evidence → |
| Risk-weighted assets | 57,891,000 | USD | evidence → |