Call report 2007Q4
BAYBANK — 2007Q4
The 22 measures BAYBANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,111,000 | USD | evidence → |
| Total loans | 50,818,000 | USD | evidence → |
| Allowance for loan losses | 502,000 | USD | evidence → |
| Securities available for sale | 16,330,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,337,000 | USD | evidence → |
| Interest-bearing deposits | 57,197,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,140,000 | USD | evidence → |
| Equity capital | 8,065,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,145,000 | USD | evidence → |
| Interest expense | 2,062,000 | USD | evidence → |
| Net interest income | 3,083,000 | USD | evidence → |
| Noninterest income | 394,000 | USD | evidence → |
| Noninterest expense | 2,445,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 854,000 | USD | evidence → |
| Income tax | 160,000 | USD | evidence → |
| Net income | 694,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,975,000 | USD | evidence → |
| Total capital | 8,477,000 | USD | evidence → |
| Risk-weighted assets | 55,503,000 | USD | evidence → |